Don’t get scammed. Get iPayd.

Buyer and seller agree on terms
Buyer pays iPayd
Seller ships the item
Buyer inspects & approves the item
iPayd pays the seller
Sign Up

When buying or selling privately you don’t know if it’s a scam until it’s too late.

iPayd is the best way to protect both buyer and seller.

We make it easy to set up a verified digital vault to hold cash until the deal is done.

Easy way to protect yourself
How It Works

Sign up & invite

Setting up is easy: Sign up and invite the other party. Both of you get verified in a simple and easy online process. You can then confirm details of the transaction.


Make your transaction

Once the payment is in the vault, it is locked until both of you agree to release funds once the goods are received.


Get records and support

Keep track of the process and messages instantly. Our on-the-ground support is available at any point.

How we protect you
Our Trust Features
ipayd licensed and verified

Licenced & verified

iPayd is registered with AUSTRAC and licensed by ASIC to create digital payment vaults with one of Australian Deposit Taking Institutions. Both buyer and seller’s IDs are verified before they can transact.
Secure & Safe Transaction

Secure deal

Each transaction is protected with a negotiated and agreed contract of sale. All ID and bank details are kept private.
Support & Disputes

Clear support

Access guided updates on your payment status. Keep on track with records and dispute support.

One Simple Fee

Complete Flexibility


It's up to you. Either buyer or seller can cover the cost entirely.


You can split the protection fee evenly between both.
Better than competitors


No hard-to-understand tiers, processing fees or hidden fees. And way cheaper too!

Plus, your money is always safe until released.
Unlimited files in drafts
Unlimited viewers and commenters
Unlimited editors on 3 team files
1 team project
Standard Fee 
1 %

of Total Transaction Value*

Max fee cap is $500

 This creates a unique digital vault with full ID verification PLUS support.

Unlimited files in drafts
Unlimited viewers and commenters
30-day version history
Shareable team libraries
Sign Up
Payment Platform

Bank Transfer




Check vault



(Max $500)
(Coming Soon)
(Coming Soon)
Transact With Trust
How Customers Use Us
iPayd provides escrow payments, where it receives the payment from the buyer (the money being paid for goods or services) and holds it until both the buyer and the seller agree to the release of funds. In the event of a dispute, the funds are held until the matter is resolved.
Buyer, Motor-cross enthusiast
I didn't want to transfer so much cash directly to a random bank account, so I invited the seller to set up an iPayd vault. It was so simple, and I felt confident that the seller was legitimate.
Seller, Interstate car purchase
My buyer wanted me to deliver the car but I needed to see the payment before I did anything. I set up an iPayd vault so I could see the cash and it was instantly transferred to my bank once the buyer got the delivery.
Buyer, Luxury goods
I wanted to make sure everything was legitimate, and I didn't want to give my details out to the seller. iPayd verified the ID and I could my payment securely held in the vault while I waited for the courier delivery.
Why does iPayd exist
About Us
We are on a mission to open up the potential of the Consumer-2-Consumer economy by solving the issue of trust; between private buyers or sellers.
We believe that good things should happen to good people.
We want to leave no room for scammers in the unregulated C2C market.
We want to be the backers that support success of others.
Who we are
iPayd was created by car enthusiasts and fintech engineers to protect people from private marketplace scammers. Having faced the problem of not being able to pay safely ourselves, we decided to solve it not just for us, but for all the private consumers in Australia.

We are a local team of payment experts, based out of Stone & Chalk Melbourne, Australia's leading innovation startup & scaleup hub. The team brings together vast technological and payment experience having worked on some large scale mobile banking and fintech products in the past.
iPayd Pty Ltd is a corporate authorised representative 001296838 of Flexewallet Pty Ltd,
ACN 164 657 032, AFSL 448068

Copyright © 2022 iPayd Pty Ltd ABN 12649359491 All Rights Reserved